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Technology Company Insurance

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Technology Company Insurance
Provided By Our Agency

Imagine the possibilities! Whether you’re a technology product company with an idea, or IT Contractor, we’ve got your back. We understand all of the different risks that come along with developing new technologies and can help find the right coverage to keep you protected.

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General Liability Insurance
Commercial Property Insurance
Business Auto
Worker’s Compensation
Cyber Insurance

General liability insurance coverage

Risk Factors

Your client visits your data center and trips over a set of computer wires that were left out. As a result, the client sues your company for their medical expenses and lost wages.

Solution

Your general liability policy would cover the cost of medical expenses and the legal fees for the lawsuits.

Commercial property insurance coverage

Risk Factors

Your server was hacked. Since it was down, you had to halt your services. You need to repair it immediately and bring the server back up again.

Solution

Commercial Property Insurance would help you cover the damages and the loss incurred.

Business auto coverage

Risk Factors

If any of your company vehicles are involved in an accident, you have to pay for third-party bodily injury, property damage, or pollution clean-up.

Solution

Commercial Auto policy would cover any expense for the medical care of the other driver and the repair of their property.

Workers’ compensation coverage

Risk Factors

An employee experiences an electric shock while installing a new computer system, requiring hospitalization and significant time off.

Solution

Workers’ compensation would help pay for his medical bills and a portion of lost income while he recovers and is unable to work.

Cyber Insurance coverage

Risk Factors

Your office system got hacked, and personally identifiable information was stolen. So you had to hire a public relations firm to restore your brand image.

Solution

Cyber Insurance would cover any loss and pay for hiring a public relations firm.

What is Technology Company Insurance?

Technology Firm Insurance is a collection of diverse business insurance developed to address tech enterprises' unique risk management requirements, assisting in preventing disruptions to your premises, staff, and operation.

Different Types of coverage for Technology Companies

With general liability insurance, your technology company might be shielded against legal action for physical harm or property damage.

Commercial property insurance covers where you do business and your tools, like computer equipment and office furniture.

If you cannot operate your business due to covered property damage, such as a fire, business income insurance can help you restore lost income.

Some other coverages you must consider are:
  • Errors and omissions insurance

When a customer sues you for a mistake or overlook, regardless of whether it was your fault, errors, or omissions, insurance, also known as professional liability insurance, defends your IT company.

 

  • Cyber liability insurance

Cyber liability insurance covers the costs of legal defense, credit monitoring, and other recovery measures if a data breach or cyberattack results in losses for your business or your clients.

 

  • Workers' compensation insurance

Workers' compensation covers medical expenses for sickness and injuries sustained at work. Employers are required to carry this policy in almost all states.

 

  • Fidelity bonds

If an employee defrauds a client or your firm by stealing from it or forging documents, fidelity bonds shield your tech company from suffering financial harm. Client agreements frequently call for them.

What is the importance of Technology Company Insurance?

Technology firm owners should never underestimate the importance of technology insurance. It is essential protection for any business and will help them focus on growth without worrying about bumps in the road or financial concerns that come with it. To learn more, contact us today!

Already have Technology Company Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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